Waterfront Homeownership

Waterfront, water-view and water-access

• Waterfront — the parcel boundary reaches the shoreline as established by survey and the relevant authority.
• Water-view — the lake is visible. No access is implied.
• Community access — the lot is entitled, by documents, to a shared dock, slip or launch.
• Deeded access — a recorded right attached to the lot. Read the deed language.
• Marina access — a commercial arrangement, often separate from the property.

Docks

Shoreline structures on Duke Energy-managed lakes require permits under its shoreline management program. An existing dock may or may not be permitted; a permit for one structure does not guarantee expansion or replacement in the same form. HOAs can impose additional restrictions.

Never assume

• That a dock visible from a property belongs to it.
• That a dock permit guarantees expansion.
• That waterfront means swimming or boating is unrestricted.
• That a community name grants lake access.
• That a past listing description proves current rights.